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Universal Life Investment Account performance
(performance net of fees)

Effective date:April 30, 2012

Universal Life Investment Account performance

Accounts daily 1 year 2 years 3 years 5 years 7 years 10 years Daily Interest Account ** 0.10% NA NA NA NA NA NA High Interest Account * NA 2.00% NA 2.50% 3.50% NA NA Guaranteed Interest Account * NA 1.0% NA 1.25% 1.50% NA NA Balanced Account * NA -4.51% 1.87% 5.34% -1.82% 0.32% 1.40% Fixed Income Account * NA 5.38% 4.14% 4.44% 2.95% 2.51% 3.18% Canadian Dividend Account * NA -3.82% 7.76% 14.49% 0.50% 4.29% 4.92% U.S. Equity Account * NA 4.60% 4.20% 6.08% -2.49% -0.69% -2.87% Canadian Small Capitalization Account * NA -11.34% 4.49% 23.45% 2.84% 7.13% 9.72% Money Market Account ** NA 0.20% NA NA NA NA NA Canadian Equity * NA -13.31% -1.01% 6.58% -4.45% 0.14% 3.83% Europe account * NA -8.69% 2.32% 5.53% -6.25% 1.86% NA True North account * NA -8.48% 0.60% 8.45% -1.60% 4.23% NA Global Managers Corporate Class account * NA -1.13% 2.53% 5.82% -2.72% 0.90% NA Harbour Growth & Income account * NA -6.10% 0.74% 5.36% -0.46% 3.10% NA S&P 500 * NA 5.95% 6.34% 8.90% -4.13% -1.59% NA S&P/TSX * NA -12.02% 0.07% 9.42% -1.83% 3.66% NA

* These projected yields are neither a guarantee nor an estimate of future performance.
** The yield posted is the previous week’s yield, annualized.
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