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Interest Rates

Non-Redeemable Guaranteed Interest Account
(for registered or non-registered investments)  		As of February 3, 2012  
       1 year (%)     2 years (%)     3 years (%)     4 years (%)     5 years (%)  
  $500 to $19,999     0.70     1.00     1.15     1.35     1.60  
  $20,000 to $49,999     0.95     1.25     1.40     1.60     1.85  
  $50,000 to $99,999     1.35     1.65     1.80     2.00     2.25  
  $100,000 to $249,999     1.60     1.90     2.05     2.25     2.50  
  $250,000 to $499,999     1.85     2.15     2.30     2.50     2.75  
  $500,000 and more - Please contact the head office 1-888-577-7337  
Mortgage Interest Rates   As of February 3, 2012  
       Interest Rates (%)  
  1 year     3.50  
  2 years     3.55  
  3 years     3.95  
  4 years     4.64  
  5 years     5.14  
  7 years     6.35  
  10 years     6.75  
One-Year Cashable Guaranteed Interest Account  As of February 3, 2012  
  Deposit     1 year (%)  
  $500 to $19,999     0.20  
  $20,000 to $49,999     0.45  
  $50,000 to $99,999     0.85  
  $100,000 to $249,999     1.10  
  $250,000 to $499,999     1.35  
  $500,000 and more - Please contact the head office 1-888-577-7337