Determining your needs

Insurance can be confusing and it’s hard to know what you really need or want. Here are a few reasons why having life insurance is important.

Plan for your final expenses

Sudden death can create serious financial problems. With proper planning, you can make sure that in the event of your death, your loved ones will be able to pay any outstanding debt or cover your funeral expenses.

Suggested products:

Golden Protection | No Medical Whole Life Immediate | No Medical Whole Life Deferred | Total Protection

Find insurance regardless of your health problems

Are health problems preventing you from getting life insurance? Have insurance companies turned down your application time after time? Don't give up yet! Assumption Life has designed a life insurance product to ensure financial security for your loved ones.

Suggested products:

Total Protection | Golden Protection

Coverage with no medical exam or blood tests*

Looking for a quick and simple way to obtain coverage, with no medical exam or blood tests*? We have the solution you are looking for. These products are also ideal for anyone who, for medical or other reasons, has difficulty purchasing life insurance at standard rates.

*Subject to certain limitations.

Suggested products:

Golden Protection | No Medical Whole Life Immediate | No Medical Whole Life Deferred | No Medical Term Immediate | No Medical Term Deferred | Total Protection | FlexOptions (up to $249,999) | FlexTerm (up to $249,999) | ParPlus (up to $249,999)Critical Protection

Insure my children

Our child life insurance provides a safety net should the unthinkable happen, allowing the family the time needed to heal.

Suggested products:

Youth Plus | ParPlus Junior

Get custom coverage for your new property

If you have a mortgage or other long-time loan, it's important to protect your investment with the proper insurance coverage. You can get better options with an individual policy than you would with a product offered by your bank.

Suggested product:

FlexOptions

Cover temporary needs

Looking to increase your coverage for short-term requirements, such as paying off a home or business mortgage, a car loan or to save or pay for your children's education? Assumption Life has the solution for you. Our product gives you flexible, affordable term insurance, with guaranteed premiums in case of death or disability.

Suggested product:

FlexTerm | No Medical Term Immediate | No Medical Term Deferred

Purchase life insurance with a savings component

Wish you could save for that special project while getting life insurance? Our insurance products generate dividends that can increase your cash flow, reduce your insurance costs or accumulate for an even larger payout! Certain dividend options may even offer tax-shelter benefits. Assumption Life offers the same type of insurance for your children, giving them a head start on building financial security. 

Suggested products:

ParPlus | ParPlus Junior

Make provisions for a critical illness

Life can be turned upside down in a split second when a critical illness strikes. If diagnosed with one of the covered illnesses, the insured person will receive the lump sum benefit specified in the contract to help cover any additional expenses during this difficult time. This coverage will help you recover your health without seeing your financial health decline! 

Suggested product:

Critical Protection

Get insurance for your business

As an entrepreneur, you may want life insurance that provides coverage to meet significant needs in the event of your death, such as repayment of debts or major startup costs, to protect a partner, or fund a buy-sell agreement. Assumption Life offers a number of term life insurance products tailored to the specific needs of entrepreneurs.

Suggested products:
FlexOptions | FlexTerm

Make a bequest to a charitable organization

If you wish to make a gift to a charity from your estate, our life insurance products allow you to name the charitable organization of your choice as a beneficiary.

Suggested products:

All our products offer this option