ParPlus Junior

ParPlus Junior is a participating whole life insurance for children. This policy has a safe investment component through its guaranteed cash value and pays an annual dividend. As the policyholder, you may choose from five different dividend options. For instance, you could use dividends to reduce your premiums or even to buy additional permanent insurance for your child. While the amount of dividends paid will vary, premiums are guaranteed and will never increase.
  • No medical exam required automatically for coverages of $ 249,999 or less.
  • For youth aged 15 days—17 years.
  • 20-year pay.
  • Protection ranging from $5,000 to $4,000,000.


* This product contains certain limitations and exclusions.

Learn more about dividends in the Client Corner section of our website.