Permanent Life Insurance

Permanent insurance offers lifetime coverage. If you maintain your insurance until death, the amount paid to your beneficiary is tax free. In most cases, permanent insurance has a cash value, which is the amount available to you if you cancel your policy. It is sometimes possible to borrow against this cash value without cancelling your insurance.
 
Permanent life insurance, ideal for giving your loved ones the means to:
  • Repay your outstanding debts.
  • Pay the taxes on inherited assets, such as a property whose value has increased over the years.
  • Cover your funeral expenses.

 

Golden Protection

  • No medical exam
  • For individuals aged 40—85
  • Premiums and coverage that will never change
  • Coverage ranging from $1,000 to $100,000

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Total Protection

  • No medical exam
  • For individuals aged 18—80
  • Coverage ranging from $5,000 to $50,000
  • No waiting period for accidental death coverage

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No Medical Whole Life Immediate

  • For individuals aged 20-70
  • No medical exam, no blood tests required
  • Coverage ranging from $10,000 to $250,000
  • Cash values available

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No Medical Whole Life Deferred

  • For individuals aged 20-70
  • No medical exam, no blood tests required
  • Coverage ranging from $10,000 to $150,000
  • Coverage deferred for the first two years of the policy

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