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Permanent Life Insurance
Permanent insurance offers lifetime coverage. If you maintain your insurance until death, the amount paid to your beneficiary is tax free. In most cases, permanent insurance has a cash value, which is the amount available to you if you cancel your policy. It is sometimes possible to borrow against this cash value without cancelling your insurance.
Permanent life insurance, ideal for giving your loved ones the means to:
Repay your outstanding debts.
Pay the taxes on inherited assets, such as a property which has increased in value over the years.
Cover your funeral expenses.
Essential Whole Life
For individuals aged 18 to 75
Coverage ranging from $10,000 to $4,000,000
Coverage is immediate, as soon as the policy issued
Guaranteed premiums
Learn more
Platinum Protection
No medical exam, no blood tests
For individuals aged 18 to 85
Coverage is immediate, as soon as the policy issued
Coverage ranging from $10,000 to $500,000
Learn more
Golden Protection Elite
No medical exam, no blood tests
For individuals aged 18 to 85
Coverage is immediate, as soon as the policy issued
Coverage ranging from $10,000 to $150,000
Learn more
Golden Protection
No medical exam, no blood tests
For individuals aged 40 to 85
Premiums and coverage that will never change
Coverage ranging from $2,500 to $100,000
Learn more
Silver Protection
No medical exam, no blood tests
For individuals aged 40 to 85
No waiting period for accidental death coverage
Coverage ranging from $2,500 to $50,000
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Bronze Protection
Guaranteed Issue, no medical questions
For individuals ages 18 to 80
Coverage is deferred for the first two years of the policy
Coverage ranging from $2,500 to $50,000
Learn more