FlexTerm

FlexTerm is ideal for increasing insurance needs. FlexTerm gives you the flexibility to choose between 10, 15, 20, 25, 30, and 35 years of coverage, with guaranteed premiums and affordable prices.
 
  • No medical exam automatically required for life insurance coverage of $499,999 or less.
  • For individuals aged 18—75.
  • Terms of 10, 15, 20, 25, 30, 35 years.
  • Disability insurance option providing a monthly disability income of up to $3,500 in the event of loss of work due to illness or injury.
  • Coverage ranging from $50,000 to $4,000,000.
  • Life and disability insurance premiums remain the same for the life of the contract.
  • Available as an individual or joint policy.
  • Option to add additional protection: Critical Illness rider, Child Insurance Benefit.
  • Renewable and convertible.
  • Right to change the term of the policy.
 
This product contains certain limitations and exclusions.