No Medical Term

No Medical Term is a great alternative for people who have health conditions that prevent them from qualifying for immediate insurance products. You can choose between 10 or 20 years of coverage depending on your insurance needs.
 
  • For individuals aged 20-70;
  • No medical exam, no blood tests required; 
  • No attending physician statement (APS);
  • Coverage ranging from $50,000 to $150,000; 
  • Online application with LIA – instant approval;
  • Premiums and coverage that will never change for duration of term selected; (5, if needed)
  • Living benefit: 50% of sum insured in case of terminal illness;
  • Transportation benefit (200km/up to $2,000);