Guaranteed Interest Accounts

Guaranteed Interest Accounts (GIAs) provide investors with comfort through principal and interest rate security.  

Similar to Guaranteed Interest Certificates (GICs) issued by banks, Guaranteed Interest Accounts are issued by insurance companies and pay a predetermined interest rate on the value of the contribution made for a set period of time. Furthermore, Guaranteed Interest Accounts even offer additional benefits, such as beneficiary designation, potential creditor protection and more.  
  • Flexibility to decide how much you want to invest
  • Interest based on the rate in effect
  • Terms varying from one to five years
  • Redeemable and non-redeemable registered deposits
  • Redeemable and non-redeemable non-registered deposits
  • Possibility of receiving monthly interest payments