TERMS OF USE 

Assumption Mutual Life Insurance Company, hereafter referred to as "Assumption Life," encourages you to visit its Website to learn more about its products and services.
 
By accessing our Website, you are confirming that you consent to the terms of use outlined below. For this reason, Assumption Life asks you to read these before opening any of the applications. If you are unwilling to read these terms and to be subject to the terms and obligations listed, we ask that you please cease navigation on the Assumption Life Website.
 
The terms of use described on our Website may be modified at any time without prior notice. For this reason, we ask that you read this legal notice periodically.

The obligations and terms outlined below serve to protect your interests as well as those of Assumption Life.
 
Limited Responsibility: Functions and Applications of the Website
In compliance with insurance industry standards, Assumption Life has taken all reasonable measures to ensure the security of its Website. Despite these reasonable efforts, Assumption Life offers no promise, guarantee, or representation with regard to the functions and applications of its Website. It’s possible for applications and functions to be interrupted or temporarily unavailable or to contain errors or viruses.
 
Assumption Life is not responsible for any loss or damage caused to your computer system or to any related equipment. By accessing this Website, you release Assumption Life against any loss, damage, or harm, and you also agree to be responsible for any loss, breach, damages, expense, or harm you may incur as a result. Assumption Life is not responsible for the payment of any damages, whether direct, indirect, accessory, liquidated, general, punitive, exemplary, consequential, or aggravated, that you or any third party may incur or claim. This indemnification extends to the employees, agents, and representatives of Assumption Life and to the designers, producers, and publishers of this Website as well as to their employees, agents, and representatives.
 
Limited responsibility: Website content
In spite of the fact that Assumption Life takes measures to ensure the accuracy of the information on its Website, it is possible that errors may occur or information be omitted. The information on this Website is provided on an "as is" basis. Assumption Life does not guarantee the accuracy of any information presented on this Website for any purpose and assumes no responsibility in this regard. Assumption Life is not responsible for the payment of any damages, whether direct, indirect, accessory, liquidated, general, punitive, exemplary, consequential, or aggravated, that you or any third party may incur or demand. This indemnification extends to the employees, agents, brokers, and representatives of Assumption Life and to the designers, producers, and publishers of this Website as well as to their employees, agents, and representatives.
 
Access
Assumption Life provides access to this Website 24 hours a day, seven days a week. We cannot guarantee access in the event of system outages, breakdowns, or similar problems that may occur and make access to this site impossible.
 
Availability of products to selected provinces only
When accessing the Assumption Life Website, you acknowledge the fact that our insurance products are not available in every province of Canada.
 
ASSUMPTION LIFE INSURANCE PRODUCTS ARE OFFERED AND AVAILABLE ONLY IN SELECTED PROVINCES OF CANADA AND ONLY TO THE RESIDENTS OF THOSE PROVINCES.
 
You therefore indemnify Assumption Life against any loss, damage, or harm you may incur as a result of the fact that a particular product is not available in your country or province of residence.
 
The information about the available insurance products and services described on this Website is neither detailed nor exhaustive, and no representation made on this site should be interpreted as any type of offer, whether express or implicit. For further information about our products, we invite you to contact one of our representatives or our main office, at 1-800-343-5622.
 
Links
This Website may contain links to other Websites that were not created by Assumption Life, which is therefore not responsible for the accuracy of the content of those Websites.
 
Exclusive rights
This Website is the exclusive property of Assumption Life. It is strictly forbidden to copy, reproduce, publish, download, transmit, or distribute in any manner the contents of this site, including any text, images or photographs, or video or audio content for commercial purposes or any other purpose than strictly for your personal use without the written consent of Assumption Life.
 
It is strictly forbidden to use any text, images, photographs or video or audio material from this Website other than for the purposes outlined in this document. Any unauthorized use could infringe upon copyright or rights related to the respect of privacy and advertising. However, it is permitted to download items from this Website strictly for your personal use on the condition that you respect Assumption Life's copyright.
 
Jurisdiction
This site and the conventions and obligations contained herein are governed by the laws of the Province of New Brunswick and any applicable federal laws. Any proceedings, claims or conflicts fall under the exclusive jurisdiction of the courts of the Province of New Brunswick.
 
Assumption Life is not responsible for and does not guarantee that the use of the contents of this Website will never breach the rights of any third party. When accessing this site, you accept the responsibility for complying with any current legislation in effect at the location from which you access this site.
 
Unless otherwise indicated or stipulated expressly on this Website, no written representation contained on this Website constitutes any offer of sale or request to purchase insurance products. All products or services described on this site are subject to the terms of the relevant contracts.
 
Trademarks
Assumption Life is the owner of all trademarks, logos, trade names, and trade images presented on this Website.
 
Its main trademarks are the following:
Assomption Vie, Assumption Life, Assumption Life & design, Assomption Vie & design, Assomption Vie / Assumption Life & design A & design, Critical Protection, FlexOptions & design, FlexTerm, InstaTerm, Odyssée Assomption Vie & design, Odyssey Assumption Life & design, Protection Vitale, LifePhases, et ParPlus.
 
No element contained on this Website may be interpreted in any manner as offering the right, express or implicit, to use or reproduce any trademark, logo, trade name, or trade image found on this Website. All trademarks, logos, trade names, and trade images are protected by Canadian and foreign legislation.
 
Copyright
The content of this site is protected under the Copyright Act of Canada. It is permitted to copy electronically or print the content of this site strictly for your personal use. However, it is forbidden to reproduce, use, modify, distribute, or redistribute in any manner the content of this site without the written authorization of Assumption Life. If you wish to obtain authorization for this purpose, please contact us.
 
Assumption Life
Communications Department
770 Main Street
P.O. Box 160
Moncton NB E1C 8L1
By phone: 1-800-343-5622
E-mail address: customer.inquiries@assumption.ca

Confidentiality
Despite Assumption Life's commitment to protecting the confidential nature of your personal information, we wish to inform you that communication via Internet entails a certain amount of risk. We encourage you to consult our site's Privacy section to read more about our commitment to protecting your personal information.
 
Professional advice
This site does not purport to offer any type of advice, whether financial, accounting, tax-related, or legal. We encourage you to address any needs you may have in these areas by retaining the services of a professional.
 
Financial representation
Any representations of a financial nature contained on this site, including rates of return for insurance products, interest rates, and unit values, reflect the conditions prevailing on the date on which they were incorporated into this site. Although this information is updated regularly, it is impossible to guarantee that information of a financial nature will always be accurate, complete and up to date at the time you visit this site. We encourage you to contact us by e-mail at: customer.inquiries@assumption.ca or to contact one of our representatives for further information regarding rates of return, interest rates, or the daily unit values of our products.