Group Health Coverage

Assumption Life’s drug and dental card is accepted everywhere in Canada. Our online claims process is an added convenience for your employees. 
 
Health Insurance
Lessens the financial burden of high medical costs on employees and their dependents. Includes paramedical services, nursing care, orthopedic shoes and more.

Drug Plan
Offers direct payment service. Generic prescribed drugs are covered.

Vision Coverage
Covers eye examinations by a certified optometrist or ophthalmologist, the cost of corrective lenses and frames or contact lenses and the cost of certain surgeries.

Travel Insurance
Allows the participant to enjoy peace of mind while travelling. Fees for out-of-country hospitalization, emergency medical personnel, ambulance or plane transportation, as well as medication and dental services are covered.
 
A 24-hour help line is available to assist the participant travelling abroad. We also offer medical assistance with information on nearby hospitals.
 
  • Telephone: 514-875-3166
  • Toll Free: 1-877-875-3166
 
Hospitalization Coverage
Covers the cost of a private or semi-private room in case of hospitalization.

Second Medical Opinion
The Novus Health® Second Medical Opinion allow members to receive a Second Medical Opinion report for one of the serious medical conditions covered under the plan from a Canadian specialist(s) or appropriate US hospital. This includes medical coordination and financial discounts whenever possible for traveling to see a US/worldwide medical specialist, if required.
 
  • Service available Monday to Friday 8 am to 11 pm Eastern Standard Time
  • Bilingual service (English and French)
  • Wide variety of illnesses and infections covered
 
* All fees are payable and solely the patient's responsibility. Novus Health is committed to coordinating services only.

Health and Wellness Portal
The Health and Wellness Portal is available online or by phone. It offers access to numerous resources and provides useful and reliable information. The helpline and web portal offer tools and resources that are recommended by physicians, pharmacists and other health professionals. The portal provides those who register with the information they need to make the best health-related decisions.
 
Cost Plus
Assumption Life's Cost Plus program is an option that can be used for all health and dental expenses that exceed the limits outlined in the Benefits Summary or are not covered by the Group Insurance Plan.
 
Expenses that are not covered by law are not included with this option.
 
Cost Plus provides four distinct benefits:
 
  • Covers otherwise uninsured expenses.
  • Premiums are a deductible business expense.
  • Benefits are non-taxable income for the employee (not applicable in Québec).
  • Claims paid do not affect the experience of the group.

Formulary Protect & Formulary Protect Plus*
Maintain your drug plan sustainability and avoid the unexpected by including our comprehensive drug cost management solutions in your health benefits today.

A critical step in implementing drug therapy is to make sure you have access to the right treatment at the right time through the right means. This is not always easy, which is why we offer professional assistance in handling that challenge with Formulary Protect & Formulary Protect Plus*.

Drugs on the Formulary Protect & Formerlary Protect Plus list​.

* Offered in New Brunswick and Ontario only.