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Term Life Insurance
Term insurance offers coverage for a fixed period of time, for a certain number of years for example, 15, 20 or 25 years or up to a given age. As a result, term life insurance premiums are lower than permanent life insurance premiums.
Term life insurance is most suitable for anyone:
seeking flexibility and low cost.
with temporary debts, such as a mortgage.
owning a small business with debts or high start-up costs.
owning a business with significant coverage requirements, for example, to protect a partner or fund a buy-sell agreement.
FlexTerm
Level and decreasing term life insurance
No medical exam required for life insurance coverage of $999,999 or less*
For individuals aged 18 to 75
Coverage ranging from $50,000 to $10,000,000
Renewal is automatic; no medical exam required
Convertible
Learn more
Youth Plus
For children aged 15 days-17 years
Premiums remain the same for the life of the contract
Child’s coverage (guaranteed death benefit) will not decrease until age 25
Simplified issue, no medical exam
Learn more
Platinum Protection Term
For individuals aged 18 to 70
Coverage is immediate, as soon as the policy issued
No medical exam, no blood tests
Coverage ranging from $25,000 to $500,000
Renewable
Convertible
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Golden Protection Elite Term
For individuals aged 18-70
Coverage is immediate, as soon as the policy issued
No medical exam, no blood tests
No attending physician statement
Coverage ranging from $25,000 to $150,000
Learn more