Simplified Issue

• Issue ages: 18 to 85
• Premium payment options:
  • Life pay (ages 18 to 85; payable to attained age 100)
  • 20-year pay (ages 18 to 80)
• Minimum coverage: $10,000
• Maximum coverage: $750,000 (ages 18 to 50), $500,000 (ages 51 to 75), $250,000 (ages 76 to 85)
• Individual, joint first-to-die, or joint last-to-die coverage
• Cash surrender values start after the 5th policy anniversary
• Value-added benefits:
  • Extreme Disability Benefit (not available on joint last-to-die)
  • Transportation Benefit (200km/up to $2,000)
• Additional Benefit Rider:
  • Accidental Death
  • Accidental Fracture Plus
  • Child Insurance Benefit
• Data collection form available

Product details
 

• Issue ages 18 to 85
• Premium payment options:
  • Life pay (ages 18 to 85, payable to attained age 100)
  • 20-year pay (ages 18 to 80)
• Minimum coverage: $5,000
• Maximum coverage: $250,000 (ages 18 to 75), $100,000 (ages 76 to 85)
• Individual, joint first-to-die, or joint last-to-die coverage
• Cash surrender values start after the 5th policy anniversary
• Value-added benefit:
  • Transportation Benefit (200km/up to $2,000)
• Additional Benefit Rider:
  • Accidental Fracture Plus
• Data collection form available

• Issue ages: 18 to 85
• Premium payment options:
  • Life pay (ages 18 to 85, payable to attained age 100)
  • 20-year pay (ages 18 to 80)
• Minimum coverage: $5,000
• Maximum coverage: $50,000 (ages 18 to 75), $25,000 (ages 76 to 85)
• Individual coverage
• Graded deferred death benefit in the first two (2) years
• Cash surrender values start after the 5th policy anniversary
• Value-added benefit:
  • Transportation Benefit (200km/up to $2,000)
• Additional Benefit Rider:
  • Accidental Fracture Plus
• Data collection form available

• Issue ages: 18 to 80
• Premium payment options:
  • Life pay (payable to attained age 100)
• Minimum coverage: $5,000
• Maximum coverage: $50,000 (ages 18 to 75), $25,000 (ages 76 to 80)
• Individual coverage
• Deferred death benefit in the first two (2) years
• Cash surrender values start after the 5th anniversary of the policy
• Value-added benefit:
  • Transportation Benefit (200km/up to $2,000)
• Data collection form available

• Issue ages: 18 to 75
• Minimum coverage: $50,000 (ages 18 to 44), $25,000 (ages 45 to 75)
• Maximum coverage: $750,000 (ages 18 to 50), $500,000 (ages 51 to 75)
• Term options: 
  • 10 years (ages 18 to 75)
  • 20 years (ages 18 to 70)
• Individual or joint first-to-die coverage
• Renewable
• Convertible
• Value-added benefits:
  • Term Exchange
  • Extreme Disability Benefit
  • Insurability Benefit 
  • Transportation Benefit (200km/up to $2,000)
• Additional Benefit Riders:
  • Accidental Death
  • Accidental Fracture Plus
  • Child Insurance Benefit
• Data collection form available

Product Guide   Quick Reference Guide  Access Lia 

• Issue ages: 18 to 70
• Minimum coverage: $50,000 (ages 18 to 44), $25,000 (ages 45 to 70)
• Maximum coverage: $250,000
• Term option: 20 years 
• Individual or joint first-to-die coverage
• Renewable
• Convertible
• Value-added benefit: 
  • Transportation Benefit (200km/up to $2,000)
• Additional Benefit Riders: 
  • Accidental Fracture Plus
• Data collection form available

Product Guide   Quick Reference Guide  Access Lia